Requirements
- $100 required to open the account
- No monthly balance requirements
- No monthly service charge
Monthly Requirements for Receiving High Interest Rate
- Receive an E-Statement (No paper statement mailed)
- Log on to Online Banking at least once during the statement cycle
- 20 Andrew Johnson Debit Card point-of-sale transactions posted and cleared each statement cycle (excludes ATM’s)
- Electronic bank draft or ACH deposit posted and cleared each statement cycle (Such as direct deposit from employer or Online Bill Pay)
- Statement cycle ends the 15th of each month unless it falls on weekend or holiday (Cycle ends on Friday if the 15th falls on the weekend or Monday holiday)
Other Features
- Earn high-yield interest (when requirements are met)
- 4 “other bank” ATM charges refunded per statement cycle when the ATM charge is $4.99 or less
- Contactless Debit Cards Instantly Issued
- Bill Pay*
- Peer to Peer Payments (P2P) with Zelle®
- Mobile banking with mobile deposit*
At Andrew Johnson Bank’s discretion, changes may occur to the qualification requirements and/or the balance tier on this account. Fees may reduce earnings.
*Mobile Banking and Bill Pay service may be subject to service provider fees, additional terms and conditions, and/or additional fees.